Mortgage rates have risen significantly in 2022, and with the Bank of England (BoE) expected to increase the base rate again, mortgages are likely to become more expensive in 2023. …

In 2023, a recession is widely predicted as central banks continue to hike base rates to bring spiralling inflation under control across the globe. …

When it comes to property ownership via legal entities — which is the logical route for many high-net-worth individuals — transparency is a nuanced topic: where’s the line between privacy and secrecy? How restricted should property ownership be at beneficial owner level? …

Offset mortgages are relatively niche residential property finance products. While they haven’t been popular (or readily available) in recent years, they have lately become attractive for wealthy borrowers to explore in the current economy. The primary reason for this is the rising interest rate environment. With such low interest rates…

One of the most frequent questions we get asked is whether UK mortgages are available to Middle Eastern residents. Often, non-UK residents mistakenly believe they can’t get UK property finance because they have approached a high street bank and subsequently been rejected for a mortgage. …

Buying a house in Jersey remains popular. House prices have continued to rise to all-time highs — in 2011, the mean price of a four-bedroom property sat at £697,000. Ten years later, in 2021, mean house prices sat at £1,256,000 — an increase of 80%. One of the main drivers…

At the end of October, Elon Musk finalised his takeover of Twitter — a deal that nearly took him to court as he battled with the company on various fronts, but predominantly over his allegations that Twitter had been inaccurate about the number of fake accounts on its platform. Musk’s…

While the UK has seen market turbulence over the past few weeks — especially during Prime Minister Liz Truss’ brief premiership — the prime UK property market is once again taking centre stage for non-UK resident investors. Over the past months, non-resident buyers have been subject to the same increased…

Most people view debt in terms of products: mortgages, commercial finance, securities-backed lending, luxury asset finance, crypto finance and so on. For most of our clients, however, the reality is that financing is less about the product itself and more about what the capital allows them to do. …